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As a mortgage holder, you have obligations and failing to meet them could result in the loss of your home. Even if you’ve missed mortgage payments and your home is going into foreclosure, you have rights and mortgage lenders must meet certain requirements while the process is ongoing. When mortgage lender or servicer fails to meet the legal requirements, you have solid grounds to challenge foreclosure.
Federal law protects homeowners from abusive foreclosure practices, so there are rules mortgage lenders must follow before initiating a foreclosure. Some of those practices include:
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