Denver, CO Foreclosure Lawyers

If you find yourself in the unfortunate situation of facing a foreclosure, it is prudent to contact your lender immediately and try to resolve the issue.

There is a time limit in between initiation of foreclosure proceedings and the foreclosure auction sale during which you may be able to remedy the default, say golden foreclosure lawyers in Denver, CO and there is no one better in this regard than Semler & Associates, P.C. who know how to deal with banks and other types of financial institutions with acumen. You want Semler & Associates, P.C. on your side.


By |December 20th, 2016|Categories: Foreclosure News|0 Comments

Do’s and Don’ts if you are Facing Foreclosure in Michigan

photodune-2412441-foreclosure-xsDetroit, MI- If you happen to be one of the thousands of Michigan residents who have received a foreclosure notice in recent months, you are probably in state of panic, and rightfully so. You may have been expecting it for come, but that doesn’t change the harsh reality that you could lose your home. It also doesn’t change the fact that there are things you should not do and things you should do it you are facing foreclosure.

If you have received a foreclosure notice here are some things you shouldn’t do:

Don’t ignore it! Burying the notice or casting aside won’t make the issue go away and will actually make matters worse. When you get your first foreclosure notice, don’t be in denial or try to ignore. If you take action, you still have time to keep your home from being seized.

Don’t wait too long to get help. The longer put off calling the bank or consulting foreclosure attorney, the closer you will come to the point of no return and losing your home is an inevitability instead of a possibility.

Don’t rule out bankruptcy. This may seem like an unsavory way to avoid foreclosure, but it may be the best option you have in the face of foreclosure.

Don’t fall for the easy solution. Do your research so you won’t be lured by a company that promises you a quick and easy solution. There are no quick and easy solutions to foreclosure and rent-to-own deals are typically scams that will leave not only homeless but penniless.

Now, here are some things you should do:

Call you lender: Yes, talking to a bank, especially about the prospect […]

By |October 23rd, 2015|Categories: Foreclosure News|0 Comments

A&P Stores Filing for Chapter 11 Bankruptcy


According to the Wall Street Journal, A&P stores which have operations in New Jersey will be filing for a second time for Chapter 11 Bankruptcy protection. A&P owns brands including SuperFresh, Pathmark, and Food Basics. The company prides itself on being the first supermarket chain in the country, and, according to U.S.A. Today, A&P claims to have opened the first large supermarket store in the U.S. Recently corporate bankruptcies have not been taking place as often due to an improved economy, but A&P has faced sharp competition.

Chapter 11 Bankruptcy is ideal for businesses and partnerships who wish to continue to remain in operation as the bankruptcy proceeds. During Chapter 11 Bankruptcy proceedings, a company can alter contractual obligations, seek out more favorable loans, or sell stores in order to become profitable and keep the business afloat. Chapter 11 Bankruptcy offers the benefit of allowing companies to keep people employed even as the bankruptcy is handled in court. Businesses, individuals, and partnerships who choose to file Chapter 11 Bankruptcy often seek the assistance of a Chapter 11 Bankruptcy attorney like Stuart M. Nachbar Esq.

A&P has bidders for 120 of its 296 stores, and intends to seek buyers for its other stores. A&P has struggled to stay afloat in a highly competitive market that includes Wall-Mart and Dollar General which have begun to sell grocery goods. Whole Foods, on the other hand, has also eaten into A&P’s profit margins. The hope is that by selling the stores, A&P will able to protect as many jobs as possible.

Fortress Investment Group, L.L.C. plans to furnish A&P with $100 million in bankruptcy financing.

A&P’s previous Chapter 11 Bankruptcy […]

By |August 3rd, 2015|Categories: Foreclosure News|0 Comments

Social Capital and Chapter 7 Bankruptcy Decisions

Mortgage Modification

What drives a person’s decision to file for Chapter 7 Bankruptcy? While many largely uncontrollable factors such as difficult economic circumstances, unemployment, and long-term recession often lead individuals and families to make the decision to file for Chapter 7 Bankruptcy, researchers have been looking into other non-economic factors that motivate this decision.

Chapter 7 Bankruptcy offers individuals in New Jersey the benefit of eliminating or cancelling most debts. While bankruptcy is not for everyone, it is a protection afforded under the law to ensure that individuals have the opportunity to move forward financially if they find themselves facing insurmountable debts. The District of New Jersey Bankruptcy Court urges individuals to consult with a Chapter 7 Bankruptcy attorney  like Stuart M. Nachbar, Esq with before moving forward with bankruptcy, as the consequences of filing can be long-term, and a lawyer can ensure that all documents are properly filed and handled.

Most individuals choose to file for Chapter 7 Bankruptcy when it becomes evident that they cannot meet the demands of debtors. Yet, according to the European Journal of Political Economy, individuals with higher social capital were found to not be as likely to file for Chapter 7 Bankruptcy, despite its evident benefits. On the other hand, among communities where there was a great deal of mistrust in institutions and belief in corruption, higher bankruptcy rates were noted.

Social capital refers to the assumption that social networks have inherent value. The Harvard Kennedy School notes that social capital has value because a person’s connections increase the amount of information he or she has, increase reciprocity and favors, and lead to greater collective action. Individuals who […]

By |August 3rd, 2015|Categories: Foreclosure News|0 Comments

Misguided Indiana Officials Wary of Zombie Home Amendment whole others want those Homes Leveled

Foreclosure is one of the serious issues facing many families across the US. Now, Indiana officials are concerned about a measure billed in the Indiana General Assembly to help cities including Indianapolis target abandoned homes. The issue at stake is ‘zombie homes’, which are abandoned properties with ownership in limbo. The major concern is that owners facing foreclosure abandon their home but continue to own the title, as per an Indy Star report.


By |April 23rd, 2015|Categories: Foreclosure News|0 Comments

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